Health Insurance in Kuwait Just Got More Expensive for Expats and Visitors

If you’re an expat or planning a visit to Kuwait, health insurance just got more expensive — and more serious.

Kuwait’s Health Minister Ahmad Al-Awadhi has issued a new decision setting the annual government health insurance fee at KD 100 for most expatriates. The update was published in the official gazette Kuwait Al-Youm and takes effect December 23.

One Flat Rate for Most Expats

Under the new rules, nearly all residency types now pay the same KD 100 per year, whether you’re on a work visa or a dependent. This replaces the old system, where fees ranged from KD 30 to KD 50 depending on age and family status.

In short: one price, fewer categories.

Visitors Must Get Private Insurance

Visitors are also affected. Anyone entering Kuwait on a visit visa must now have health insurance from approved local private providers. Expats arriving on entry visas while seeking residency will pay KD 5 per month until their status changes.

No insurance, no visa issuance or renewal.

Domestic Helpers and Family Rules

Kuwaiti families are exempt from paying insurance for their first three domestic helpers. Any additional helpers cost KD 10 per year. Expats, however, must pay KD 100 annually for each domestic helper.

All dependents — including parents — are now required to pay KD 100 per year, unless they fall under specific exemption categories.

Who Gets a Discount or Exemption

Some groups still pay less or are fully exempt. Agricultural workers, fishermen, shepherds, and dairy workers pay just KD 10. Wives and children of GCC citizens also pay KD 10.

Exemptions apply to certain family members of Kuwaiti citizens, including spouses and children, depending on nationality and status.

Three Types of Insurance Allowed

The decision allows three insurance options:

• Government health insurance

• Private health insurance linked to specific local hospitals

• Health insurance through approved insurance companies

Insurance must be approved by the Ministry of Health, which will oversee private providers through a dedicated department.

Big Revenue, Less Pressure on Public Hospitals

The Health Ministry expects the new system to generate over KD 200 million annually. Officials say the move will ease pressure on public hospitals while boosting the private healthcare sector.

The regulation comes into effect alongside Kuwait’s new residency law, aiming to align healthcare access with immigration rules.