Student Loan Changes Every Borrower Should Know This Month

  • Publish date: Saturday، 25 July 2026 Reading time: 1 min read

Student Loan Changes Every Borrower Should Know This Month

Updated Pell Grant Eligibility Rules

Elimination of Graduate PLUS Loans

Existing Repayment Plans Being Phased Out

Graduate Borrowing Limits

Grandfathering for Existing Borrowers

Lifetime Federal Loan Ceiling

Loan Eligibility Based on Enrollment

Parent PLUS Loan Caps

Pell Grants Expanded to Workforce Training

Repayment Assistance Plan Introduced

Special Rules for Professional Programs

Tiered Standard Repayment Plan

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Major federal student loan reforms have introduced significant changes to borrowing limits, repayment options, and financial aid eligibility. Whether you're a current student, graduate borrower, or parent helping finance higher education, understanding these updates is essential for making informed financial decisions. Here are the biggest student loan changes to know this month.
 

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